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There has been no point in history where anyone lost their life savings investing in equities.

Never touch your portfolio except to rebalance and only rebalance based on risk, not the market.

When the market goes down, delete your banking apps and reset your passwords to random characters. Never sell



Quite conversely, if your equity portfolio is going up tens of thousands of percent yearly, that's when you should be sounding the alarm...


Unless you plan on withdrawing in the next few years, you should actually just do nothing




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