> I cashed out and bought land/started building a multi generational house

interestingly, my wife and I have discussed this a lot too. We have 20 acres in SE Oklahoma that we got a really good deal on during the pandemic, the land is unplatted and the realtor didn't know there was water and power service already setup by the previous owner. We want to build a small cabin/house over the next couple years. It's like a retirement backup plan, "if everything goes to hell we can still go sit on our land in OK and watch the sunset..."

> if everything goes to hell we can still go sit on our land in OK and watch the sunset..."

No you can't.

The sweet nuclear summer glow from the back porch is an ambiance simply unequaled.

There has been no point in history where anyone lost their life savings investing in equities.

Never touch your portfolio except to rebalance and only rebalance based on risk, not the market.

When the market goes down, delete your banking apps and reset your passwords to random characters. Never sell

Quite conversely, if your equity portfolio is going up tens of thousands of percent yearly, that's when you should be sounding the alarm...

Unless you plan on withdrawing in the next few years, you should actually just do nothing