I have exceptional health insurance, as far as US health insurance goes.
My insurer was in the news today because they denied air medical transport without prior authorization.
If you're in a serious motor vehicle accident and the paramedics call airlift to transport you to the trauma center, your insurer will deny coverage because they weren't called first to authorize it. And you'll be left holding a bill for between twenty and seventy thousand dollars.
Right. And even apropos of anything else, you're then overruling the provider on scene with the patient (be it EMT or Paramedic pre-hospital) to that of an insurance company physician who doesn't have those eyes on the patient.
My insurer was in the news today because they denied air medical transport without prior authorization.
If you're in a serious motor vehicle accident and the paramedics call airlift to transport you to the trauma center, your insurer will deny coverage because they weren't called first to authorize it. And you'll be left holding a bill for between twenty and seventy thousand dollars.