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I'm just here to say that Ramit, the author of the course he mentioned is legitimate.

His New York Times best selling book "I Will Teach You To Be Rich" is one of the best personal finance books I've read. It is especially useful for young people with a high income potential like many of us on Hacker News.

http://www.amazon.com/Will-Teach-You-Be-Rich/dp/0761147489



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