My favorite NTSB-ism is "controlled flight into terrain", which means "crashed". This is as opposed to "uncontrolled flight into terrain", which means "fell from the sky".
It's a legitimate distinction, "they were in control" and "they weren't in control". If the pilots are on a collision course with a mountain, but are happily sitting there thinking they're going the other way, there's nothing wrong with the plane, and the pilots are in control of the plane. In contrast to a horizontal stabilizer failure, where the pilots aren't in control, and instead say their goodbyes for the cockpit voice recording.
It’s a bit more nuanced than that. CFIT is intended to classify accidents where the aircraft itself was not causal. In any other case, it is assumed that there were mechanical or other aircraft-related factors that were contributory or causal.
CFIT is not necessarily pilot error. For example, if ATC vectored a plane without ground proximity warnings into the side of a mountain, that would also be CFIT.