Because it is a lived experience. I will say the exact same thing for me and 90%... | Hacker News

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		hackable_sand 7 months ago \| parent \| context \| favorite \| on: FICO to incorporate buy-now-pay-later loans into c... Because it is a lived experience. I will say the exact same thing for me and 90% of the people around me.

JamesBarney 7 months ago [–]

I know a few people that are really struggling on 20k a year where they can barely afford groceries and roof. But based on all the data that isn't the norm.

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