Yes to all points, and the subscription still makes sense. Why not make your life easier and less cognitively burdened for a few meager dollars per month? And then re-think the plan when you are uncomfortable with it in the future.
I understand the yearn for stability, but it's futile. With services, there is no permanence, and so it's unreasonable to expect such. Even the very legal and social structure that underpins it all is constantly shifting. I suggest a hybrid solution: really take part in systems that you find worthwhile, like YouTube. Pay for it so that you can feel you did your part. And take care of yourself with a plan B, in case plan A betrays you. For example, keep a public playlist with the videos you really don't want to lose, and sync them to your hard drive from time to time with yt-dlp.
I understand the yearn for stability, but it's futile. With services, there is no permanence, and so it's unreasonable to expect such. Even the very legal and social structure that underpins it all is constantly shifting. I suggest a hybrid solution: really take part in systems that you find worthwhile, like YouTube. Pay for it so that you can feel you did your part. And take care of yourself with a plan B, in case plan A betrays you. For example, keep a public playlist with the videos you really don't want to lose, and sync them to your hard drive from time to time with yt-dlp.