A few years ago I did a deep dive on expense-tracking apps/services - ostensibly to write a big comparison blog post about them all - but that never happened - but really because I wanted something just like this but without all the bells and whistles that most apps have.
The two biggest gripes I remember having when I did that deep dive:
1) It sounds so simple, but most apps/services which promised "import your statements and we'll take care of the rest" simplicity fell down over the simplest issue: If I have my monthly rent auto-drafted, and some months it shows up on the 31st and other months on the 1st, for example, the apps absolutely could not handle that (and I'd have a month with double-rent showing in my breakdown).
2) I just had no interest in budgeting functionality built in. Lots of people do. I didn't - I just wanted to see a simple breakdown of expenses just like ExpenseOwl (hence my extra thank-yous). SO many apps assumed that budgeting functionality was a must-have that they over-complexified things and forced the user to enter budgets, etc.
A few years ago I did a deep dive on expense-tracking apps/services - ostensibly to write a big comparison blog post about them all - but that never happened - but really because I wanted something just like this but without all the bells and whistles that most apps have.
The two biggest gripes I remember having when I did that deep dive:
1) It sounds so simple, but most apps/services which promised "import your statements and we'll take care of the rest" simplicity fell down over the simplest issue: If I have my monthly rent auto-drafted, and some months it shows up on the 31st and other months on the 1st, for example, the apps absolutely could not handle that (and I'd have a month with double-rent showing in my breakdown).
2) I just had no interest in budgeting functionality built in. Lots of people do. I didn't - I just wanted to see a simple breakdown of expenses just like ExpenseOwl (hence my extra thank-yous). SO many apps assumed that budgeting functionality was a must-have that they over-complexified things and forced the user to enter budgets, etc.