I disagree, because this would force all services to store the time of your last activity, even if they don’t want to track any such data for privacy protection. In addition, it would be prone to accidental cancellations losing you an important account, or the service could just claim you didn’t click the renewal button if for example they want to get rid of unprofitable customers (if you don’t use a service you also don’t generate ad impressions, or similar), which is difficult to disprove after the fact.
How hard is it to check your monthly bank statement and see if there’s anything unexpected? One normally should do that anyway.
I feel like the vast, vast majority of businesses that are conducting monetary transactions with their customers are storing, at least, their last login time.
How hard is it to check your monthly bank statement and see if there’s anything unexpected? One normally should do that anyway.