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Also AFAIK drug prices are fixed nationally and negotiated by the government?

Then the basic plan is around 300-400 CHF (regulated by the government) and the deductibles are capped at CHF 2,500. This seems to be covering the overwhelming majority of costs (if we exclude government + cash) since the volume the market for premium/supplementary coverage seems to be pretty small (<20%):

https://www.deloitte.com/ch/en/Industries/financial-services...



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