I assume it uses no external services at all as it's supposed to be local first and "No Cloud" is basically the first thing you see when opening up the landing page.

Not to mention the second paragraph is "no more worries about SaaS services playing around with your data"

unlikely, who would pay the plaid bill here? they dont really have ala cart pricing - you have to create an account with them etc

I can provide an API key, you can use their staging API that allows a few banks for free. That's what I do with a local script I wrote, I get my banks' balances once a week.

They deprecated their staging API. The equivalent now is “limited production access”.

Ah really? That's too bad, I guess I haven't used mine in a while, but I was just about to again.

yep, it would be way too expensive

Imagine if Plaid was open source...