For all of the complaining about banking majors in the US here on HN, why don't more people bank _intentionally_ with credit unions, or at least local banks? When you open your account, make sure that the branch manager knows who you are and what your pattern of business will be. Open your account wearing good clothes (suit, if possible), and share a business card with your account rep and branch manager. Think old school, like it is the 1950s, and it will be much harder for them to terminate your accounts.
> why don't more people bank _intentionally_ with credit unions, or at least local banks
Simply put, national access to those banks. Traveling business owners who deal with cash will have access to physical banking locations all over the country. You cannot deposit cash in San Francisco for a bank that is local to only NYC.
Woah, you picked a strange edge case. What legitimate businesses in 2024 fit this category? I'm pretty sure that you can deposit cash at any ATM if that ATM and your card have either "Cirrus" or "Plus" interbank network compatibility.
