I do see this to a huge extent in the area of mental health in the wealthy area that I live in.
Many of the best doctors have no need for insurance- rich people will gladly pay $300 an hour or more for a good therapist so why bother with the insulting $60 reimbursement that a doctor will get after doing a lot of paperwork with an insurance company.
I am not sure that this means anything whatsoever about a free market or not - and not all kinds of doctors are doing this, but it’s happening. And it really sucks to be paying the huge insurance premiums I’m paying, and still have the best doctors all out of reach unless I’m willing to shell out MORE money out of pocket.
I do see this to a huge extent in the area of mental health in the wealthy area that I live in.
Many of the best doctors have no need for insurance- rich people will gladly pay $300 an hour or more for a good therapist so why bother with the insulting $60 reimbursement that a doctor will get after doing a lot of paperwork with an insurance company.
I am not sure that this means anything whatsoever about a free market or not - and not all kinds of doctors are doing this, but it’s happening. And it really sucks to be paying the huge insurance premiums I’m paying, and still have the best doctors all out of reach unless I’m willing to shell out MORE money out of pocket.