Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

>They only apply to the silver level plans,

This is false.

They are computed from a given state's 2nd-most expensive silver plan, but they apply to all plans. I am on a gold plan and receive them; last year I was on bronze and received them.

The subsidies have no impact on deductibles or OOP - that is determined by the insurance plan itself.



I looked it up, and we are both correct. There is a premium subsidy based on the silver plan but that applies to any plan and a deductibles/OOP pocket subsidy that only applies to the silver plan. They have different qualification levels. It seems the deductibles level has a pretty low income cutoff, and the premium subsidy has changed a lot over COVID (to the point where the income limit was removed, at least temporarily).




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: