As a single system, though, it beats all of them. My mom doesn't have a paypal but she sure has a bank account. More options is always better, especially if you are happy to swallow exorbitant fees from the various systems, but I can very well see why they chose SEPA as primary payment method. I often wish more websites supported it: I don't want to pay more middle men, accept more privacy policies, deal with more crappy websites that break every few months when using an ad blocker, etc. when I'm already paying for a bank account where I can just send money from.