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> Then those tenants will effectively swap houses with someone else who's behind, wiping the rental debt clean.

Won't evictions surface in credit history or background checks?



There are many large cities that are blocking or restricting credit checks of renters now...so in some cases landlords will be helpless.

https://portlandrentalhomes.com/portlands-rental-screening-c...


rental costs will reflect a higher risk of doing business.


Or that landlords use other indicators as proxy for likeliness to repay, such your race, age, or education level. It's kind of like how "ban the box" initiatives basically made job prospects for people who are stereotyped to be criminals (eg. young black men) worse.

https://freakonomics.com/podcast/reemployment-part-1/

>DOLEAC: So we found that, on average, across the U.S., in places that ban the box, employment fell by 5 percent for young black men who didn’t have a college degree and by 3 percent for young Hispanic men who didn’t have a college degree. And so the next question is, who are they hiring instead? And we found, on average, the people who benefited were older men of color. So if you’re trying to avoid people who are actively involved in crime, older people are a pretty good bet. Criminal activity tends to decline with age.


Great, then the honest tenants have to subsidize everyone else...


Given this is a pandemic-induced issue, replace "honest" with "lucky" - but otherwise yeah, it seems so.

The ways risk is being distributed in society is a fascinating topic.


It's really lucky+honest, because people lucky enough to afford it don't have to pay.


Not if they're not formally evicted, which is what the OP specified in the sentence right before the one you quoted.


Sure. The irony is that it won’t really matter because COVID. Landlords are desperate for cash, so they’ll wind up taking anyone with the deposit and first month’s rent - i.e. as the gp described, it will be the great deadbeat shuffle.




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