As a wealthy individual, my rights would seem more protected with a luxury hotel than a short-term house rental.

Does airbnb indemnify property owners from lawsuits by renters of their homes? If Ashton, slips in a beautiful private mansion's wet marble floor and shatters his hip, who is liable? The mansion owner? Airbnb?

In the hotel situation, the hotel is a business and has insurance to protect from such catastrophes.