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> which they aren't supposed to be doing

What is restricting them now? I knew it used to be part of the merchant-network agreement, and based on my quick searching that was due to US federal law. Then Dodd-Frank changed it to allow minimums up to $10 [0][1][2]

[0]: https://www.creditcards.com/credit-card-news/merchant-minimu...

[1]: https://www.creditcards.com/credit-card-news/merchants-who-v...

[2]: https://usa.visa.com/dam/VCOM/download/merchants/minimum-tra...



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