Nothing changed for me 2008-2009. My company was (still is but not with me) in finance sector and apparently all those banks needed companies like us to implement new regulations and stuff which came as a result of the finaancial crisis.

We also did write financing software (which calculates your monthly rate) and that became more popular too.

I'm not really sure how corona will play out but right now i'm again in a very stable position: Company is very big and is in the software area which is quite critical to companies. I was thinking about becoming a freelancer but never liked the idea too much because of risks.

I also never bought a car, don't have any loan and no kids. If i would get fired now, i would need to find a job in 10 month.