I think what you mean to say is that, "In some European countries, student debt after a masters degree...."
From what I understand, you can get out without debt here (norway). No tuition, low fees for books and things. Government stipend doens't need repaid, but you can take out a loan above that (common). Then move up north and work for some time. 10 years, I think? And I'm awfully sure that some countries won't have as much debt in that time simply because living expenses are lower and some folks are able to live with family while going to school for the 5-6 years it takes to get a masters.
It hardly matters on the distinction, though. It isn't like tuition in the US covers living expenses. Even if you are able to live in student housing, you don't get housing all year in many places - you might need to move yourself and your stuff out for anywhere between 2 weeks and 2 months. Whatever your loans for living costs are, at least they aren't higher due to tuition.
From what I understand, you can get out without debt here (norway). No tuition, low fees for books and things. Government stipend doens't need repaid, but you can take out a loan above that (common). Then move up north and work for some time. 10 years, I think? And I'm awfully sure that some countries won't have as much debt in that time simply because living expenses are lower and some folks are able to live with family while going to school for the 5-6 years it takes to get a masters.
It hardly matters on the distinction, though. It isn't like tuition in the US covers living expenses. Even if you are able to live in student housing, you don't get housing all year in many places - you might need to move yourself and your stuff out for anywhere between 2 weeks and 2 months. Whatever your loans for living costs are, at least they aren't higher due to tuition.