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I use it every day on the London Underground. Wave my phone near the barrier and it opens.

I used it most days on holiday in Italy, whether paying for groceries or at restaurants.

There are only two things which stop me using it more often - there's a limit of £30(?) for contactless transactions, and one of my credit cards isn't supported.



FWIW, most UK merchants no longer apply a limit to Apple Pay transactions.


It’s a little unclear, but I seem to remember reading places that accept “Apple Pay” rather than just general NFC are supposed to be exempt from the limit (different back ends), but it’s super-unclear when you can do this so always easier to assume you can’t than look like an idiot.


> there's a limit of £30(?) for contactless transactions

Check with your bank if you can adjust it. Many places allow changing it. You can also sometimes change the amount that you don't require the pin for.


Well, except that quite a few shops with Apple Pay specifically, offer essentially unlimited. I bought a couple of hundred quids worth of food at Waitrose using my phone when I;d left my wallet at home


How frequently are you making £30+ transactions though? Inputting your PIN is hardly that time-consuming either.


I loved that Apple Pay worked so well on the Underground. Especially from an Apple Watch it is very convenient.




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