It's more like when the book store asks you for your phone number, home address, and driver's license before they will accept your credit card, and so you simply pay them with cash.
After giving them a fake phone number that costs $5.99 per minute, a home address on the top of Mt. Everest where shipping ads to costs them hundreds of dollars, and a fake credit card numbers.
And yes, this cost is one that they should simply accept, if they want to ship malware. You try to destroy my system, I’ll try to destroy yours.