It absolutely blows my mind that people are hyped about a Supermarket started selling insulin at low cost.
And I'm writing from Turkey which you would think it would be terrible in managing any public infrastructure including health.
My company pays equivalent to 400 USD per year for private health insurance, gives me unlimited access for surgeries, any treatment that I need to stay at hospital and a check-up per year. The insurance is valid in any private hospital including the ones that look like straight out of Space Odyssey.
You know what's more interesting? If you think this is a good deal, then almost everyone in Turkey thinks this kind of service should be provided by public healthcare system and demand it. Not only for the people that can pay 400 USD per year.
edit: I realized it sounds like you need to pay 400 USD for unlimited healthcare but you don't need to pay anything for the state hospitals. The insurance is for zero-cost treatment at the private hospitals. You do pay a contribution fee around 3-5 USD for every visit plus prescription at the state hospitals though. I believe it is for discouraging unnecessary visits to the hospitals but even that causes a stir.
You get a whole check-up per year at that rate? Here in the states I had to see a doctor (in network with my health insurance) twice during the pandemic, each visit lasted under 40 minutes in an online video call, combined cost out of pocket: $1000 USD.
An average person's healthcare costs a few thousand dollars per year in EU. That includes people with innate conditions or other expensive treatments. Most of the countries have zero or only nominal out of pocket expenses.
Were you seeing a specialist of some sort? For comparison I’m in the states and a wellness visit is -mandated- to be free per year and my primary care provider charges $60 for a 30 minute video call outside of that. I use a high deductible plan so this was not my copay or anything it was the full cost after insurance negotiated rates.
How is this sold to Americans as a good option? Is it that you have "choice" of insurance providers? Is it that you might pay less if you are healthy? I don't get it, why do so many American's vote in politicians who advocate for this type of healthcare?!
The high cost of healthcare in the US has very little to do with the structure of insurance. Insurance industry profits only account for 2% of aggregate medical expenditures.
The reason that Turkish healthcare is much cheaper than American healthcare is primarily because Turkish doctors are paid much less than American doctors. (As are Turkish nurses, and Turkish drug and device wholesalers, and so on.) There's a very simple solution to that. All you have to do is let Turkish doctors come to the United States and practice medicine. Or better yet let Turkish hospitals open entire branches in the United States and wholesale import their staff, equipment, and drugs from Turkey.
The reason that doesn't happen is because we have a cartel called the American Medical Association that continuously lobbies for antiquated barriers to foreign competition. Unless a physician does a residency in America (which good luck, if you're a foreigner from a foreign school), you will never be allowed to practice in the US.
Yeah if I were a doctor with insane amounts of debt after training for ten to fifteen years I would support any "cartel" that works to increase my salary too. Cheaper healthcare is not the only thing the US needs. Cheaper college education is important too.
There is a shortage of residency slots in general, not just for foreign doctors. That shortage is caused by lack of federal government funding. The AMA has actively lobbied for more residency slots.
The debate in the USA is framed with the implication that if you (the health care consumer) does not have "choice" then you will be forced to only see a really terrible doctor, and get substandard care at a high price. And that, with a little effort on your own part, you will be able to select a better doctor at a affordable price.
Therefore, if you have a bad doctor or expensive care, it is your own damn fault. You just didn't try hard enough to find a good one.
It is the same thing with the debate about school vouchers vs. a standard public education for everyone. A heaping dose of "the free market fixes everything", for all life's problems.
I would rather not have a "choice". I would like to be able to select any nearby doctor, and be assured of getting competent care.
I'm not often in the situation where I have a wacky tropical disease that presents odd and incongruous symptoms, which would take a Dr. House to figure out. I am far more likely to have run-of-the-mill heart disease or a common form of cancer. I just need a doctor with some basic level of competence, who can just listen to me and help me through the common health problems of modern life.
I never understood the concept of vouchers. Taxes are connected from everyone to pay for public schools, which can be used by anyone's children. They're not to pay for the schooling of your own children.
I don't have children at all, and I don't mind paying taxes to fund schools, because when I'm old I want the doctor who is younger than to have gotten a good education. I don't expect any vouchers just because I don't have kids consuming public education.
Vouchers always seemed to me like an obvious scheme to defund public schools and let them rot, thereby punishing kids who were unlucky enough to be born poor.
I guess it depends on what you all vouchers, most people advocate backpack funding. The same amount of money per student is spent, but the parents get to choose the school their kid goes to. Instead of being forced to send their kid to failing schools, new schools can be created to cater to the desires of the parents/children.
So it doesn't defund public schools, but it does break the public school monopoly and allows competition among schools - they can cater to the needs of the community and experiment.
> Instead of being forced to send their kid to failing schools, ...
The real issue is: Why are schools failing?
When I was growing up, the vast majority of kids were educated in public schools. They weren't perfect, but they worked at least decently for the large majority of students, and did so for decades. Across the entire region. And they did that as a monopoly system you seen to despise so much.
So we had a system that worked, was scalable, replicable, and maintainable. What happened?
I don't have all the answers there, but at least once thing is clear, there is now an over-emphasis on testing. We had a system that was designed to give citizens important life skills, and turned it into a system that tries to produce drones that can pass tests.
This is exactly the kind of thing we used to criticize Asian school systems about. And now we are trying to replicate their failings. WTF
That's the thing that frustrates me about this debate. People seem to think that educating children well it's such a difficult problem, that it requires constant innovation. That it requires the "power of the free market" to solve. No, it doesn't. We have known how to do it for a long time. It just requires political will.
And that brings us to another factor, one political party is actively anti-science and actively anti-education. This was definitely not the case 30 - 40 years ago. Back then, they were both pro-public education.
Religious schools aren’t the only use of vouchers either. There are also charter schools. Charter schools can often provide specialized programs. Montessori schools seem awesome as well.
Nobody really has any effective way to evaluate them, or at least, nobody does so on a broad basis or consistently. Some of them can’t pass fizzbuzz. Some of them can churn out CRUD apps, but have no idea what they’re doing when it comes to anything else. Some of them are extremely dogmatic about design patterns and tooling and ignore anything they don’t like. Some of them are inattentive or poor listeners. Some of them assume it’s Problem X they’ve seen a million times, but it’s not. Some of them are assholes. Some of them are really sharp and really engaged, but get overly excited and reinvent the wheel or spend a lot of time doing stuff that’s completely unnecessary and maybe even harmful.
I don’t know how to evaluate doctors until I see them, I have no idea if better doctors cost more or less, I doubt there’s a strong correlation because nobody else can evaluate them either. They either help me or they don’t.
I think it absolutely is necessary that I should be able to have a history and see the same doctor, and that I should be able to see another doctor any time I want for the same condition for a second, third, or fourth opinion. I have seen this be absolutely necessary for myself and others with common conditions that were resolved after seeing a different doctor.
I assume this is still possible in most if not all public health care systems (I live in the US but local doctors and hospitals are all government run, an interesting aside), but I am not sure. I recently had a conversation with a Canadian friend who has debilitating autoimmune disease his specialist is doing basically nothing for and he made it seem like it wasn’t possible, but I didn’t want to press.
Failed reform after failed reform after failed reform.
The reforms also create a dramatic increase in bureaucracy.
For example, my daughter needs to see a specialist. I call the specialists office. I’m told there are too many patients. The doctor has to chose which to see. I need to call the primary, and have them forward my daughters info. The specialist office says she is not high enough priority and cannot be seen (my daughters condition is crippling, but not fatal as it is for others).
I call up the next specialist on the list. They are overbooked. I need to call up the primary and they a referral. I call primary again. I get referral again. Again the specialist decides not to see my daughter.
I call the next specialist … etc.
Did I mention that for some specialists the insurance info is out of date. They are not in fact in network. So once I get an appointment, I must verify with insurance they are in network.
I’LL PAY THE F*KING MONEY IF YOU GET RID OF THE BUREAUCRACY!!!
Obamacare increased bureaucracy. Clinton HMO increased bureaucracy.
I’m a highly compensated professional. My healthcare is free.
Because it’s not the insurance that’s expensive, it’s the medical care, and rooting out the zillion reasons that’s expensive is difficult and involves attacking some sacred cows.
Plus, about a quarter of Americans have “free” care already, via Medicaid and Medicare. Many of the rest have their employer hiding the true cost from them - they think the premium that comes out of their check is the actual cost. Some employers apparently even pay 100% of the premium cost.
So all these people are okay with the status quo, or even want to defend it. It’s the people on (increasingly common) high deductible plans, people with no insurance, or people who experience a catastrophic edge case (out of network provider for example) that hate it.
To be quite honest, most of it is sold by the media, who have mutually beneficial arrangements with the for-profit healthcare/insurance industry. If you’ve ever seen how many advertisements on American TV about prescriptions, health plans, etc, you know what I’m getting at. The debate is kept tightly constrained to make the capitalist system seem more robust and successful than it actually is. So: media propaganda, more or less.
Also want to add: my child’s birth cost $20,000 (with insurance). When I would tell other Americans about this, the response was (usually) “you know you can get on a payment plan, right?”
That person’s experience is bizarre. There’s something they aren’t telling us. Americans don’t pay anything like $1k for a checkup or pair of them, especially a virtual one.
They aren't voting for their own best interests. They are voting to stop people from killing babies and stop socialism (or whatever else they are told).
You have the choice of which random areas to gamble on buried in small printing of lengthy contracts.
Medicare isn't public universal healthcare. The prescription plans, Medicare Advantage plans, and medigap plans are run by for-profit companies. $300-500 per month, and many good companies, like Thrivent, are getting out of healthcare completely.
I am not sure what you'd mean by whole check-up but I had one last year at this hospital and it was included in the private health insurance for free. It does not list every item but it might give you a rough idea (yes, I had a chest x-ray and a general ultrasound check):
One last thing, probably there is a better English term for this but we have these government institutions in each neighbourhood. They are small and they employ 4-5 doctors and a couple of nurses that provide first level healthcare. (I would say there is a doctor for around 5000 to 10000 people) If you would go to your assigned doctor and ask for it, they do many of the blood tests at the same day and hand the results. This is a common procedure afaik and your doctor would be encouraging to do it every 12 months even if you don't ask for it.
Yes, we don't make too much money and pay about 25-40% income tax but we don't need to shill thousands of dollars for a facetime call with a doctor.
My suggestion would be to visit Turkey and spend those couple thousands USDs on check up and some nice vacation :)
I believe that the person above was using a common english expression to put emphasis on the fact you received a complete medical check up that probably included your doctor's undivided attention for over an hour as well as blood tests and a follow up by your doctor as part of your $400USD annual healthcare costs.
They are contrasting that with their brief online sessions with their doctor that cost them $1000.
The emphasis on whole is to distinguish being the partial check up that they received for more money.
I thought in post-ACA America, all health insurance has to cover 100% of the cost of your annual physical? Were your visits explicitly preventative checkups?
I have had healthcare.gov plans on both coasts, and they did include an annual preventative care consultation. I would be surprised if any plan did not. I just schedule it with flu shot. Lab tests may or may not be included, but I have done an annual whatever routine blood test there is showing A1C and lipids and whatnot, and I do not have to pay.
Even on a high deductible plan, the most a regular doctor consultation should cost is ~$250, in my experience. But we would need to know what exact codes were charged. The medical coding/charge system is complicated enough for people in the business, outsiders have almost no chance of getting it right at first glance.
It doesn't make sense to just talk about insurance premiums if you are existing within a system also funded by tax dollars.
Phrases like "you don't need to pay anything for the state hospitals" just means you are ignoring tax contributions, which isn't going to lead to any sort of reasonable comparison with other systems.
I'm not ignoring the tax contributions. You would pay 25-40% income tax for pension plus social security depending on your income. I'm super glad to pay that and willing to pay more if that means parents don't have to go "shopping for insulin at a supermarket" for their children. It's just insane and can't wrap my mind around it.
The system in the US is exactly as crazy as it seems. It generates lots of profits and lots of financial hardship for patients. There is just about zero political will for any political party to fix the situation and we all expect it to continue to get worse.
A typical counter-argument to this is that America does have high prices; but those prices attract the best doctors and innovators in the world, who offer the best healthcare and health-tech in the world.
How much does the specialists earn in Turkey? In Australia Surgeons, Anaesthetists and internal medicine specialists top the highest earning professionals chart. Registered Nurses and allied healthcare staff also gets paid quite high. Then there is stupid high cost of prosthesis in a country where we do a lot of knee and hip replacements. Do you have those private space odyssey type hospitals distributed in the whole country or only near Istanbul?
I'm from Canada and we have Universal Health Care which is great.
So when it comes to health care many Canadians like to shit on the US.
On the other hand, Canadians are always complaining about not making enough money, getting taxed high and stuff. And many dream about going to the US where their money making potential is apparently higher.
So to many Canadians, at some point, the potential to make more money outweighs the UHC enough to leave Canada and go to the US to make it big.
So depending on where you are the capitalist nature of the US is a terrible thing and the thing that provides opportunities not afforded by one's own country.
> On the other hand, Canadians are always complaining about not making enough money, getting taxed high and stuff. And many dream about going to the US where their money making potential is apparently higher.
I bet those Canadians are young and healthy, so they (think they) don't have to worry about healthcare costs. Those who suffer from chronic illnesses or are semi/retired aren't so hyped. In summary, what's good for a certain demography isn't necessarily good for the rest of the citizenry (like friends and family, who don't necessarily factor into the decision on where to work).
Exactly. I know a Canadian that’s in their late 30’s, has children, and mixed health record. Now that the adventures are over, they’re eager to move back. Similar stories for European friends that married and had families with Americans.
It's not even really a trade-off because at the end of the day both live in the same country. The friction and dysfunction that is caused by this division also shrinks the space of the top 20%, who end up in a golden cage at best.
I'm German from a low income family and I went to school with kids of millionaires and everyone walked through the same streets and went to the same bars. First time i went to the US I noticed what living in a bubble actually means. And the kids of the 'winners' seemed as neurotic as the kids of the 'losers'. There's an entire mindset of "if I not go into college X will I be where my parents are", "is such and such street safe", "should we move to X neighbourhood, is it better than Y". Even the "opportunities" that the people in the top 20% is basically are pure stress.
Yes, but that country is fairly huge. Even in densely populated Central Europe, we tend to make fun of sheltered kids from posh neighbourhoods (how many low income kids are there in schools of Nobelviertel, Hamburg? Perhaps a few well-chosen refugees). This effect is ten times stronger in the U.S.
I am not saying that this is right, just a description of the state.
BTW Unsafe streets are definitely a thing in Germany (or Czechia, for that purpose) as well. No one will, for example, move voluntarily to a neighbourhood with a high percentage of Roma population, regardless of how anti-racist was their education. Or to the proximity of a well-known drug dealing space. European hard drug problem is quite acute in some hotspots.
> So to many Canadians, at some point, the potential to make more money outweighs the UHC enough to leave Canada and go to the US to make it big.
It isn't so cut and dried.
At any point these people can return to Canada and receive free healthcare again after only a year of waiting.
What these people are doing is betting that they won't have any crippling healthcare incidents while they're young and banking on the fact that they can always move back to Canada to receive free healthcare for the chronic health conditions that accrue in old age.
Many of these people are effectively leaches on the Canadian health care system as they do not pay taxes into it and then make use of it in old age when they return to Canada.
You don’t even need to wait in most circumstances. If your family still lives at the same residence, and you remember to keep for health card up to date, you can most likely get service as if you never left.
I live in Canada, I've also lived and worked in the USA.
I suggest you go and live and work in the USA. Be part of their system. Use their healthcare, send your kids to school, walk through WalMart, live your life.
Sure, when you're in the top 30% or so life is pretty good, as long as you can avoid everyone else in society who are struggling HARD. It doesn't take a rocket scientist to figure out why there is so much violent crime, so many people in prisons and so much violent policing in the USA - tens of millions of people are desperate and struggling for the essentials they need just to live.
You simply don't have that in Canada, the social safety net takes that away.
As a Canadian that’s total bullshit. You obviously don’t hang out in the lower income parts of Canada.
Canada has Walmarts that look suspiciously like the ones I’ve visited in the US. Plenty of poor people who get kicked off welfare or get penalized for getting a job.
The US has Medicaid, free healthcare for the poor?
The claim was "Canada doesn't have a problem with violent crime, violent policing [ask First Nations folks about that!], or people who are desperate or struggling".
> The US has Medicaid, free healthcare for the poor?
That's not the same, as there are tens of millions of people that don't have access to affordable healthcare in the USA. In Canada (and a host of other developed countries) there are none.
> The claim was "Canada doesn't have a problem with x, y & z, or people who are desperate or struggling".
No it wasn't.
The claim very clearly was: "Canada has much less of a problem with x,y & z and far fewer people who are desperate or struggling than the USA does".
Sure, but my dad in Canada can’t seem to get a slot for his knee replacement and has been waiting for 2 years and can’t walk. But hey, he has “universal care” right?
And you said “You simply don't have that in Canada, the social safety net takes that away.” which is BS. Yes you have it. To a lesser degree than the US, but you have it.
And how many people just died in BC from the heat wave? 150+? How many in the US? The Canadian healthcare system might be universal but it’s poorly funded and easily overwhelmed.
I can find many many many Canadians that complain about the level of care they get from the Canadian system warning Americans never to allow a system like theirs to happen here..
Long Wait times, inability to see specialists, or get surgeries or MRI's etc
US Care is expensive, and we need to solve that, but I still am not convinced turning it over to our inept worthless corrupt government is the best or only solution to the problems with paying for US healthcare
If you seriously believe the government is that bad, then fixing it should be your top priority. Above all else. You can't have a successful country if the government is corrupt. And you can't just patch and hack around its failings. That shit will eventually catch up.
I believe government is inherently corrupt and can not be fixed. As you consolidate power and authority into a central structure it by nature attracts unscrupulous people that wish to dominate others with that power
The only way to resolve the problem of corruption is distribute and limit the power /authority any group of people has, instead we have slowly over the course of time vested more and more power into a ever growing federal government that continues to become more and more corrupt.
Power corrupts, Absolute Power Corrupts absolutely.
The US Federal government was designed to be very Limited and subservient to the people and the States. Over the last 230 years we in the US have lost sight of that, and instead many now believe the government is our sovereign, is the ruler, is the source of our rights, etc. We have lost sight that we are suppose to be self governing, and that our rights are natural not granted by government.
In my view the government that governs the least governs the best, and giving control over my health to said government transform the relationship between citizen and government in a ways irreparably harm the principle of self governance, and individual liberty.
There's no reason for the federal government to run healthcare, even in a single-payer world. There are other implementations of universal healthcare where it could be run by states or counties.
We could do it in the US too! Convince the Democrats to give up $x billions in $something to do universal healthcare and I bet you could get a bunch of Republicans to support it.
The problem is that neither party wants to make deals. They both want to have their existing programs AND to add extra ones on too.
Everyone follows their incentives. None of them have the incentive to make a deal and get de-elected. They have lots of incentive to grandstand and call the other side bad-guys for being bad and not agreeing to this thing that "we all know is moral and right" that clearly we don't have some kind of 90% super-duper extra majority that all agree it's right. If we did, it would most likely be done already.
> We could do it in the US too! Convince the Democrats to give up $x billions in $something to do universal healthcare and I bet you could get a bunch of Republicans to support it.
Nope.
Leaving aside the the current psychotic break the GQP is experiencing this year, universal health care is not something they've ever wanted.
Why? Well, the insurance companies and for-profit hospitals have big lobbying efforts to ensure that sort of thing absolutely will not get passed. Because it would kill the need for them (insurance) or hurt profits (hospitals).
UHC will not happen until there is serious reform with how politicians get elected, and how lobbying works.
See I can make unfounded assertions too! It's fun.
> Leaving aside the the current psychotic break the GQP is experiencing this year, universal health care is not something they've ever wanted.
There's a difference between "I would never, ever vote for this under any circumstances because NO WAY" and "I'll get voted out if I allow an increase in spending on something that my voting base doesn't want".
In the same way that Democrats couldn't go to their voting bases and say "see we got universal healthcare! " if they had to give up the necessary funding in other places in order to make it budget-neutral, Republicans could only hope to get re-elected if they could go to their voting bases and say "look yeah we compromised, but it was on a thing that was budget-neutral! We didn't get a tax break for you, but we did eliminate all these other $horrible programs!"
I'm not saying that's good or right or what we want. But both sides are playing to their audiences and very much tuned in to what they want. That's what you have to do to get re-elected. That's why neither side is interested in compromising to make a deal. They'll get crucified for "not standing up for what WE believe in" and "compromising with that other side full of awful, evil people"
I don't really like that the US hasn't done much legislatively in the last 20 years. But, I, personally, myself don't get to decide how all this works. And neither does anyone else.
You seem to be under the impression that the large blocks of voters actually understand and care about the issues. Large corporations and their considerable advertising and lobbying efforts are what's really important. Much of this effort is to frame issues to the public in the way they choose.
The "stances" the voting base take are largely shaped by influence campaigns of powerful interest groups. Both major parties (the minor ones too) are affected by this. Though one of the groups has gotten even stupider recently, and they actively vote against their own best interests.
> You seem to be under the impression that the large blocks of voters actually understand and care about the issues. Large corporations and their considerable advertising and lobbying efforts are what's really important. Much of this effort is to frame issues to the public in the way they choose.
The idea that it's the voters that vote is actually true! That's how the system works. Corporations can influence that of course, probably to an enormous degree. But the corporations themselves don't vote. That's the system we've got.
The primary mechanism in our system is people. And people aren't logical, rational, economically-maximizing, or any of it. People are far more narrative-driven than they are rationally-driven.
THAT's what I would say that Republicans would get on board with a universal healthcare bill in which they could claim that they "destroyed" the Democrats by "obliterating" a bunch of "socialist pork". But that's absolutely going to ensure that the Democrats that "caved" in order to get something important done won't be able to get re-elected. And they care more about getting re-elected than they do about doing the right thing! Same on the other side of the isle! This isn't a partisan issue. Everyone wants to get re-elected way, way, way more badly than they want to do the right thing.
I don't like it. I don't think it's right. But it's extremely easy to see that neither party is compromising in any meaningful way these days. Both take hardline stances and don't budge. That's not a bug, it's a feature of American Democracy. It was designed such that if there wasn't wide agreement (or elected officials who would compromise) that things would grind to a halt. That was done so that nobody could run roughshod over the other.
Until we start getting richer such that the increases in spending are coming out of even bigger growth or we somehow manage to convince everyone that paying more and getting less is totally-A-OK this is going to be how it continues to go. Neither side wants to compromise, so their counterparties don't want to either. Deadlock is the name of the game.
> and they actively vote against their own best interests
I can understand how you'd think that. It makes a lot of sense. But it belies a terrible ignorance on your part. Animals don't make decisions on purpose to make their own lives worse in ways in which they KNOW they will end up worse. You can try and project your ethics onto other people all you want and use their relative-to-you irrationality to belittle them. But it doesn't work! Putting people down doesn't change minds. In fact putting people down might be the very thing that got Trump elected (re: deplorables).
I'm not saying Trump is good and Hilary is bad BTW. I'm just using that as an example of how unfortunate it can be to generalize one's personal ethics to the entire country and draw conclusions as a result.
It's just my (underinformed) opinion, but I don't think there is a trade that Democrats could make to get full UHC passed. More than being anti-socialism, Republicans have defined themselves as being the opposite of Democrats.
Democrats could give up everything they hold dear, and I still don't think Mitch would make that deal.
I don't think that's an unreasonable thing to think at all. Were one to try and apply some kind of quasi symmetrical thinking what might one conclude? In what ways have the Dems defined themselves to be the opposite of republicans?
We've asked you before not to post in the flamewar style to HN. If you keep doing it we are going to have to ban you, so please review https://news.ycombinator.com/newsguidelines.html and fix this.
I live in Turkey and I can tell Kolonya's effectiveness mainly comes from the behavioral cues it sends me.
Traditionally, you would offer some as you welcome your guests to your home. It is also a great refresher, I always have a bottle in my house and not only you would use it for your hands but also you can put some on your face and neck. (Like an after shave, but less aromatic) So I have one bottle on my desk and unconsciously keep disinfecting myself.
I can't imagine doing that easily with a commercial sanitizer when somebody arrives in your home :)
> I can't imagine doing that easily with a commercial sanitizer when somebody arrives in your home :)
Currently here in Ontario when you go to the liquor store (LCBO), they ask a series of questions and then spray your hands with commercial hand sanitizer before letting you in. It is... weird.
The hand sanitizer on entry requirement is also in Ontario hospitals, although they just watch you use the dispenser yourself at the screening station in my experience.
Right now it's equal to 9,3 USD.
High inflation is a horrible thing to go through.