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This is pretty cool. But I would like to know more about the penalty interest rate and the credit card bill payment (which the docs completely didn't mention)


As I understand it, the debits come from an existing stripe balance attached to a bank account. You can’t take on a negative balance so there’s no interest rate or bill to pay (outside of the fees and whatnot associated with using the API, top ups, etc)


I see the man. So technically, it is a debit card instead of a credit card. Anyway, thanks for your reply.


From the perspective of the business issuing the cards, basically. But, from the perspective of the customers of _that_ business, it depends on how they set up the rules.


Haha, that mean I can lending loan to somebody now without any government regulation lol....


I see, since this is a side project for my friend only, that's why I haven't finished the whole MVP yet


I am considering to start a YouTube channel recently, dtube maybe a great alternative. However, apart from a donation, is there any other possible income source for the creator?


What is the ai behind the tts service ? Google Cloud Wavenet , AWS Polly or your own AI solutions ?


Perhaps it was added after you wrote the comment, but the second line on the website now says "powered by WaveNet from Google Deepmind".


Maybe all we need is just a simple news aggregator


I think ahead of that, what we as a society all need is to read more books and do more physical activity. After that along with work/study, there's not much time left for news (in any form).


You'd need people to post to fetchable places first, say, their own website, or at least tumblr.


Looking forward to a new rss feed standard


Right, cause that will solve it, like it did the first time /s

The last thing we need is yet another standard; we need people to utilize the existing ones, like activitypub, webmentions, websub, micropub. And grouping is a client task.

This is not a tech problem in 2018.


How about json rss instead of xml rss . Or even ipfs pubsub


What problem exactly json solves over xml? How does it address the problem of people being lazy and still using FB?


What's wrong with RSS as it exists today? (I've heard people criticize the lack of comments, but that's clearly a feature.)


let users to set the algorithms they want to use maybe ? e.g sentimental analysis , fake new filter ...


I think if we can let user control algorithms themselves, to a certain extends it does really help us to gain higher quality of information.

e.g sentimental analysis , fake news filter ...


I know there is a certain sense of hypocrisy in me saying this but maybe we don't need algorithms for everything.

Users can self-select. We can always just yell at Timmy who shares too much or outright unfollow him on Facebook if we don't want to see what they share.

I suggested that just because someone posts something on their Facebook wall, it doesn't mean I will see it. (This was around 2009). People often looked like I was saying something insulting. I think they'd understand things the other way around but I guess they don't see themselves as noise. There is some user education that the network needs to do.

In any case, be it Facebook or SharePoint or 37 signals, there should be zero obligation for anyone to look at things you post.

If you are having a baby shower and don't invite me personally and just write on your wall, that means you don't want me there.

I still believe in a 100% non-intelligent newsfeed. Ben Evans is wrong and I'd even say malicious for dismissing the idea of a reversed chronological newsfeed.

The only reason this is a problem is Facebook desires to inflate the number of connections. Let people cull their newsfeed and they will. Set expectations for posters that their posts may not get to everyone and they will understand as well.


Hm. Facebook not using algorithmic feeds tuned to your liking is hardly a reason to rule them out entirely. People’s eyeballs keep coming back, so Facebook’s news feed works great for Facebook. It’s an incentive or strategy issue more than a technology issue.


I agree. Facebook's News Feed is a culmination of years of research in retention and attention management. While that isn't really what most users want, it's exactly what Facebook has optimised the News Feed for.

We'd all benefit from a very different system which would structure things as we need it to, but that's sadly not what our economy incentivizes corporations to be right now.


Will the learning curve of "self-select" too steep to certain users ?


There's a hard limit to what I as a user can reliably express in terms of explicit rules. I have a cousin I was pretty close to growing up. She mostly uses Facebook to post anti-vaccine nonsense and occasional bits of thinly-veiled pro-Trump propaganda and BS "stories" from the alt-right. I "unfollowed" her a long time ago, but it would have been nice to see all the updates she posted when her dad had a stroke.

I need an algorithm for that. There's no good way for me to say, "I don't want to see all the stupid shit she posts, but please show me important stuff" because I lack the ability to rigorously define "important stuff". And it's unreasonable to treat her unwillingness to personally text those updates to every single person she knows.


Can't you just rigorously define the unimportant stuff? Like that which is related to vaxxiinwa, Trump or politics in general?


Not really. I could spend time and energy building filters that matched current known patterns, but those filters probably won't be very good. Suppose instead of a stroke it had been a gun accident. I'm not confident I could successfully anticipate and build a filter good enough to recognize that it wasn't a political post about the NRA and gun rights.

Ultimately, that line of thought ends with me developing my own algorithmic feed, which I don't really want to do and isn't scalable anyway.


I want to build a solution to solve this problem. Back to classic RSS feed , but along with evolution algorithm / strategy (https://blog.openai.com/evolution-strategies/) which means 80% of the information you usually click + 20% of information you never click before. It's a good way to acquire news and knowledge out of your comfort zone.


Even this is too much, I don't want a feed, I just want a daily digest about the cognitive equivalent of the daily newspaper.


Your newspaper idea meshes with what I've been thinking. But there's a problem. Newspapers did have images, ads, and headlines, but they were more than just that and a few one-line editorials.

In the early days, people posted rather lengthy articles/editorials about what they were doing, thinking, feeling, who they were, etc. On Livejournal, then on blogs, even in the early days of Facebook. But those are mostly gone now, reduced to tweet-sized chunks and making up only a fraction of the feed. Instead, people mostly just reshare, reblog, retweet, copy memes, add links, sometimes photos, checkin somewhere, etc. A newsletter with all of that filtered out, and only the actual content posts would usually be empty.

But if someone could start something like that and start a trend of people actually communicating on a large scale, and making it as digest/newspaper style, that could be pretty interesting.


Can you be more specific about "communicating on a large scale" ? You mean public discussion on social issues / news ?


I was picturing larger scale as in more like journal entries or blog posts than tweets and shares and one-line statuses. Not necessarily lengthy, but enough to give some context and some idea of the writer's feelings/thoughts around whatever they're writing about, yet still within the realm of social. That could include their thoughts on social issues or news (rather than just a link, meme, or one-line opinion), or just their thoughts about life and philosophy and what's going on their lives.


Shameless plug: We created https://contentgems.com for this exact purpose. The ability to filter articles in a bunch of RSS feeds, and any articles shared on Twitter based on keywords I specify. It's not trying to be smart, it just gives you what you're asking for. It's a mashup of Feedly, Google Alerts, Buffer, and IFTTT/Zapier.


Maybe run in localhost bro


Or bra


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