Cough cough, Nationwide UK. I emailed them, they said they had no plans to make the Nationwide UK app available globally on the iOS App Store.

File a complaint to the financial services. They are locking you out from their services.

Moved from the UK to Germany. My German card reader is even better, no manually entering the transaction details, I just scan a QR code from my laptop, and the card reader display shows the IBAN and amounts, before I confirm to get the code.

For me, linking the phone number was optional, I had to choose either phone and/or email.

Did you miss the whole part where op talks about using your physical card as an alternative?

who's paying for the card reader at home?

My bank is. It is part of their service. Obviously I pay a service charge, but the card reader is not charged separately. The card reader serves a purpose for the bank as well, because it acts as a back-up for when people lose their smartphone (by stupidity or theft), or when their app is having issues.

My Volksbank app here in Germany just wants a locked boatloads and no root. Works fine with microg. It's the reason I will never move!

Though the Sparkasse is the same actually, unsure about the other german banks

This is great news if it’s true, these regulations are so hazy it’s maddening. Even tho I’m being downvoted I am actually on the side of removing these barriers I was just sharing what I was made to understand by my bank. shrug

> This would still rely on Visa/MasterCard allowing dual-branded credit cards for overseas transactions, which isn't a very common arrangement

False? Co-badged cards are used in Germany, were used in NL, are used in NZ/AUS, many more examples than just "Asia".

When is your book coming out? (I'd love to read it)

Life got in the way (marriage, kids, covid, publisher backed out, etc.) But 2026 is my year, stay tuned.

But Mobile IP could do it https://www.rfc-editor.org/rfc/rfc6275

It's not at all clear to me that Mobile IP would be viable at the scale of a modern wireless service provider. It amounts to routing all traffic to/from the mobile device through a machine on the network of its "home" IP address. Without some fairly invasive routing shenanigans, this would be disastrously bad for users traveling far from their home network (e.g. a user gone on vacation).

Not that it matters, really. As far as I'm aware, there were never any substantial deployments of this protocol.

I was more responding to OP's tongue in cheek comment about government assigned addresses

I think it's the other way around? Most UK networks seem to charge charge now (the big ones anyway, EE, Vodafone etc.).

At least in Germany, none of our networks do.

I'm with O2 and most certainly does not get charged extra when travelling within the EEA.

They're the last large one that does not charge.

As an aside, I find it really sad that, having a de-Googled Anroid phone, it's actually easier for me to download the Apple Wallet .pkpass files

Anything to do with Google Wallet passes just forwards me to a Google login page.

The Google Wallet app will let you import any pkpass file. The trouble is that most websites that support the format will only offer them for download of you're coming from an iPhone.

Google's format also has a download option but that format doesn't work well for desktop users, so Google prefers to import via the web.

One annoyance I've faced is that Apple Wallet will not accept a downloaded file, or a file transferred from another app. You must click a link in Safari or it will refuse to load the damn pass.

I'm surprised how terrible all of these major wallet apps are at handling the slightest of edge cases.

Condor airlines has an "open with Google wallet" link, that doesn't work because I don't have that app. .pkpass files just work with my foss wallet

A curious example of a compatibility feature ending up having a much better experience than the thing that they clearly want you to do. Hopefully some Google PM doesn't see this comment and ruin things…