VIVA Finance | Atlanta, GA (In Person)| Front-End Developer
VIVA is a Fintech Startup based in Atlanta, GA with the mission to build a more inclusive financial system. VIVA offers unsecured personal loans to customers who have traditionally been excluded and taken advantage of by the legacy financial institutions. The VIVA difference is to underwrite heavily on employment history and set up repayments through voluntary direct deposit payments from the borrower's paycheck. Our interest rates are less than 1/3 of the rates our customers are able to get from other financing options.
We are a VC backed company and have been in business for 6 years. We have been profitable for the past year are a half. We are hiring an additional frontend engineer to support our increasing customer volume, as well as to support new products we plan to launch to diversify our revenue stream. You will join our engineering team of 10 and work in a dynamic environment where you are frequently writing net new code to support business objectives.
Our tech stack for the front-end is fully hosted on AWS. The web app is in React and we are building a mobile app with React Native, but experience with this specific stack is not necessary for talented candidates. Our preference is candidates who can come in office 4 days a week to our office on the Atlanta Beltline (next to Krog Street Market). VIVA does not provide visa sponsorship, so please have authorization to work in the USA.
Send an introduction to our hiring manger (alexa@viva-finance.com) with a resume and we will be in touch!
VIVA Finance | Atlanta, GA (In Person)| Front-End Developer
VIVA is a Fintech Startup based in Atlanta, GA with the mission to build a more inclusive financial system. VIVA offers unsecured personal loans to customers who have traditionally been excluded and taken advantage of by the legacy financial institutions. The VIVA difference is to underwrite heavily on employment history and set up repayments through voluntary direct deposit payments from the borrower's paycheck. Our interest rates are less than 1/3 of the rates our customers are able to get from other financing options.
We are a VC backed company and have been in business for 6 years. We have been profitable for the past year are a half. We are hiring an additional frontend engineer to support our increasing customer volume, as well as to support new products we plan to launch to diversify our revenue stream. You will join our engineering team of 10 and work in a dynamic environment where you are frequently writing net new code to support business objectives.
Our tech stack for the front-end is fully hosted on AWS. The web app is in React and we are building a mobile app with React Native, but experience with this specific stack is not necessary for talented candidates. Our preference is candidates who can come in office 4 days a week to our office on the Atlanta Beltline (next to Krog Street Market). VIVA does not provide visa sponsorship, so please have authorization to work in the USA.
Send an introduction to our hiring manger (alexa@viva-finance.com) with a resume and we will be in touch!
VIVA is a Fintech Startup based in Atlanta, GA with the mission to build a more inclusive financial system. VIVA offers unsecured personal loans to customers who have traditionally been excluded and taken advantage of by the legacy financial institutions. The VIVA difference is to underwrite heavily on employment history and set up repayments through voluntary direct deposit payments from the borrower's paycheck. Our interest rates are less than 1/3 of the rates our customers are able to get from other financing options.
We are a VC backed company and have been in business for 6 years. We have been profitable for the past year and with a new debt facility closing at the end of June, we will be dramatically ramping up origination volume in the second half of the year. We are hiring an additional backend engineer to support the larger transaction volume, as well as to support new products we plan to launch to diversify our revenue stream. You will join our engineering team of 10 and work in a dynamic environment where you are frequently writing net new code to support business objectives.
Our tech stack for the back-end is fully on AWS, using Lambda and ECS for compute and Typescript as the language, but experience with this specific stack is not necessary for talented candidates. Our preference is candidates who can come in office 4 days a week to our new office on the Atlanta Beltline (next to Krog Street Market). VIVA does not provide visa sponsorship, so please have authorization to work in the USA.
Send an introduction to our hiring manger (alexa@viva-finance.com) with a resume and we will be in touch!
It is always interesting to me when people say they are "bad test takers". You mean you are bad at the part where we find out how much you know? Maybe you just don't know the material well enough.
caveat emptor - I am not ND so maybe this is a real concern for some, but in my experience the people who said this did not know the material. And the accommodations for tests are abused by rich kids more than they are utilized by those that need them.
As a self proclaimed bad test taker, it's not that I don't know the information. It's that I am capable of second guessing myself in a particular way in which I can build a logical framework to suggest another direction or answer.
This presents itself as a bad test taker, I rarely ever got above a B+ on any difficult test material. But you put me in a lab, and that same skillset becomes a major advantage.
Minds come in a variety of configurations, id suggest considering that before taking your own experience as the definitive.
datum: I'm ND, but I'm a good test-taker. There were plenty of tests for subjects where I didn't need to study because I was adept at reading the question and correctly assuming what the test-creator wanted answered, and using deduction to reduce possibilities down enough that I could be certain of an answer - or by using meta-knowledge of where the material from the recent lectures was to narrow things down, again, not because I knew the material all that well but because I could read the question. Effectively, I had a decent grasp of the "game" of test-taking, which is rather orthogonal to the actual knowledge of the class material.
I think the reverse exists as well. I think I am a much better test taker than average, and this has very clearly given me some advantages that come from the structure of exam-focused education. Exam taking is a skill and it's possible to be good at it, independent of the underlying knowledge. Of course knowing the material is still required.
However you are correct in noticing that there are an anomalously high number of "bad test takers" in the world. Many students are probably using this as a flimsy excuse for poor performance. Overall I think the phenomenon does exist.
Tests are just a proxy for understanding and/or application of a concept. Being good at the proxy doesn’t necessarily mean you understand the concept, just like not being good at the proxy doesn’t mean you don’t. Finding other proxies we can use allows for decoupling knowledge from a specific proxy metric.
If I was evaluating the health of various companies, I wouldn’t use one metric for all of them, as company health is kind of an abstract concept and any specific metric would not give me a very good overall picture and there are multiple ways for a company to be healthy/successful. Same with people.
There are lots of different ways to utilize knowledge in real world scenarios, so someone could be bad at testing and bad at some types of related jobs but good at other types of related jobs. So unless “test taking” as a skill is what is being evaluated, it isn’t necessary to be the primary evaluation tool.
im interested in the answer because I have not seen the same productivity increases with claude code and copilot. When I read comments like your original one I think that I must be using the tools incorrectly. How do you use them in your workflow?
Or for anyone else reading this, are there resources you have used to learn how to get the most out of LLM coding tools?
If you have a 6% profit margin (i.e. grocery store) and then you have to pay 3% of basically all revenue, you are now at 3% profit margin. This is why Costco only accepts VISA - they have 11% margins so 3% would be over 25% of their profit. So they go exclusive with one processor and have a very large transaction volume, so they are able to negotiate much lower fees and thus lose less profit.
good insight. I remember my mastercard being declined in store before, but I am not sure if this is still the case. They do accept mastercard online now.
twitter corporate bonds are trading at 97 cents on the dollar now, they were trading closer to 40 cents shortly after the acquisition. I would not assume they are still losing money
"The banks marketed the deal last week with an intention to sell down the debt at 90-95 cents to the dollar but managed to price it at a higher price of 97 cents... In late 2022, an attempt to sell the unsecured loan attracted bids in the 60 cents to the dollar range which would have seen the banks take on a large loss on the face value of the debt."
I interviewed for an internship at Ford in probably 2015. It was striking to me that they spent basically half the interview hyping up Detroit and convincing me that it would be a fun city to spend time in. It was clear that the company knew one of its biggest challenges to hiring was the location. Glad to hear things are improving but the reputation of Detroit still has a ways to go.
VIVA is a Fintech Startup based in Atlanta, GA with the mission to build a more inclusive financial system. VIVA offers unsecured personal loans to customers who have traditionally been excluded and taken advantage of by the legacy financial institutions. The VIVA difference is to underwrite heavily on employment history and set up repayments through voluntary direct deposit payments from the borrower's paycheck. Our interest rates are less than 1/3 of the rates our customers are able to get from other financing options.
We are a VC backed company and have been in business for 6 years. We have been profitable for the past year are a half. We are hiring an additional frontend engineer to support our increasing customer volume, as well as to support new products we plan to launch to diversify our revenue stream. You will join our engineering team of 10 and work in a dynamic environment where you are frequently writing net new code to support business objectives.
Our tech stack for the front-end is fully hosted on AWS. The web app is in React and we are building a mobile app with React Native, but experience with this specific stack is not necessary for talented candidates. Our preference is candidates who can come in office 4 days a week to our office on the Atlanta Beltline (next to Krog Street Market). VIVA does not provide visa sponsorship, so please have authorization to work in the USA.
Send an introduction to our hiring manger (alexa@viva-finance.com) with a resume and we will be in touch!